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Why Lease?
You know you need new or additional equipment. You know it will
improve productivity and make your business more profitable. Leasing
may be the solution. But still you wonder, "Can we afford it
right now?"
Yes, You Can!
Leasing is one of the fastest-growing ways of financing equipment in
business today. A recent Gallup survey found that 80% of U.S.
businesses lease a portion of their equipment. The list of companies
using leasing ranges from the Fortune 500 to the family store. A
growing business is apt to face the dilemma of limited cash flow and
the need to add equipment. Leasing can put that equipment to work for
you without a major capital investment and with real cash-flow
advantages.
Low Monthly Payments
Your monthly lease payment will usually be lower than the payment
requires by other methods of financing. You can actually afford more
of the best with leasing.
Acquire Equipment Without Tying Up Capital
Where other types of financing require a hefty down payment, leasing
is 100% financing. Most lease agreements require an advance of only
one or two month's payment plus a security deposit. Leasing puts the
equipment to work for you immediately, at a minimal up-front cost.
Protect Your Lines of Credit
Lease payments have no impact on your credit lines with your bank.
Your borrowing power is preserved for other business opportunities.
Maintain a Competitive Edge
The latest and best equipment lets you do the job faster, more
efficiently and cheaper than the competition. Leasing gives you the
advantage of the latest available technology at a more affordable
cost.
Eliminate Obsolescence
"The newest innovation" doesn't stay new. Leasing gives you
today's best technology and then lets you upgrade when the equipment
has outlived its advantage. You can eliminate the hassle of selling
equipment at a depreciated value.
Take Care of the "Hidden Costs"
Leasing gives you more than just the equipment. It also can cover the
cost of delivery and installation. Your lease includes everything it
takes to actually put the equipment to work for you.
Realize Tax Advantages
Purchases are made with after-tax dollars. Your lease payments are
usually considered a pre-tax business expense and as such may reduce
your taxes.
Simplify Accounting
Lease payments are little more than a line-item in your monthly cost
of operations - a minimal bookkeeping effort that frees you from
time-consuming depreciation schedules.
Guard Against Market Conditions with a Fixed Payment
Remember 1980, when interest rates skyrocketed from 9% to 21.5% in a
single year? Unlike bank lines of credit, with variable rates, lease
payments are fixed - no matter what happens to the market tomorrow.
Leasing Adds Up to Good Business Sense
A properly tailored lease program gives you the benefit of having the
equipment you need without all the risk and financial pressures.
- Leasing minimizes the demands on cash flow
- Leasing eliminates investing in obsolescence
- Leasing keeps your bank credit lines open
LOOKING
OUT FOR YOU!
At CTS, we continuously search for better lease rates for our
customers. It is in your best interest as well as ours to make
sure we offer the best rates and services for your leasing needs.
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